FINTEST LABS
ABOUT
WE HELP
BANKS &
CREDIT UNIONS
VALIDATE COMPLEX
M&A INTEGRATIONS
BY USING REAL ACCOUNTS, REAL FLOWS, AND REAL CONSEQUENCES — INSIDE YOUR FUTURE-STATE ENVIRONMENT — TO SURFACE FAILURES BEFORE THEY BECOME FRONT PAGE NEWS.
WHAT WE
CATCH BEFORE GO-LIVE
HIGH-RISK PAYMENTS AND FUND FLOW GAPS
BROKEN ENTITLEMENTS, AUTH ISSUES, &
DIGITAL ACCESS LOCKOUTS
REGULATORY LANDMINES (KYC, AML,OFAC)
HIGH-RISK PAYMENTS AND FUND FLOW GAPS
...shhh
WE QUIETLY HELP
INSTITUTIONS PREVENT
REGULATORY FINES &
COMPLIANCE ISSUES
REPUTATIONAL DAMAGE
FROM INTEGRATION FAILURES
POST-LAUNCH OUTAGES &
LAUNCH-DAY CHAOS
CUSTOMER CHURN
AFTER MIGRATION
...YOU'RE ASSUMING THE RISK IS
ZERO.
IF YOU'RE INVESTING TEN OF MILLIONS IN YOUR MERGER, BUT NOT SPENDING <1% OF THAT TO VALIDATE IT IN REAL THE WORLD...
SERVICES
HOW WE SAFEGUARD YOUR CUSTOMERS AND REPUTATION
Bank transitions don’t fail in theory — they fail in production. That’s why we simulate your highest-risk customer journeys using real accounts and live systems. Before clients log in, we pressure test every critical flow: migrations, entitlements, payments, and compliance triggers. The result? No fire drills, no fallout, and no surprises post-cutover.
1
HIGH-VALUE CLIENT SIMULATION
Recreate your most demanding clients' environments before launch.
We simulate the full banking ecosystem for your most valuable clients — including payments, approvals, and complex entitlements — as they’ll function after your merger.
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Client-owned systems (e.g. ERPs), SFTP, and API integration testing
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Batch file format & timing validation
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Treasury & accounting system mapping
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Real-world exception flow simulation
Most banks test internally. We test what happens
when a $10M client logs in Monday morning.
2
ROLLOUT & MIGRATION VALIDATION
Validate stability across every system touchpoint — before go-live, or after something changes.
We simulate flows across environments, vendors, and departments, exposing the gaps between "go-live" and go wrong.
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Core and digital banking data validation
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UAT-to-prod delta testing
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Vendor integration cutovers
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Regression testing & change impact analysis
You don’t need to guess what changed — we
surface the gaps before your clients do.
3
PRODUCTION WORKFLOW TESTING
Test real customer behavior, in live systems, across every impacted flow.
From account opening to dispute resolution, we simulate end-to-end journeys using real accounts and workflows.
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ACH, wires, Zelle, bill pay
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Card swipes, chargebacks, disputes
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Alerts, notifications, mobile flows
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Entitlements, approvals, dual-control UX
This isn’t QA. It’s how your stack holds up after two banks become one.
4
COMPLIANCE TRIGGER SIMULATION
Trigger the same red flags regulators will — and prove you’re ready before they ask.
We stage edge-case flows that activate your KYC, AML, and OFAC systems before the examiners do.
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High-risk onboarding scenarios
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Suspicious activity tests
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Sanctions screening validation
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SOX/BSA exam readiness
If it affects your exam, we validate it — with proof you can hand to compliance.
5
CUTOVER & INCIDENT SHADOWING
Run live testing during go-lives or after incidents — to prove control when it counts.
We simulate impact, rerun edge cases, and deliver exec-ready summaries when it matters most.
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Go-live shadow testing
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Real-time customer flow monitoring
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Post-incident flow replay
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Risk boundary confirmation
If the board’s asking what broke, we help you prove what didn’t.
don't wait for failure,
Stage it.
COVERAGE AREAS
WHAT WE VALIDATE
From payment flows to backend GL posting, we validate the systems, integrations, and edge cases most banks overlook during M&A migrations.
WE TEST YOUR SYSTEMS THE WAY
YOUR CUSTOMERS USE THEM
NOT HOW THEY WERE SPEC'D
ACT NOW
WHY LEADING BANKS CHOOSE FINTEST LABS?
We validate your most critical banking systems in production — during post-merger migrations and high-risk transitions. Using real accounts, real workflows, and real environments, we catch failures before your customers, regulators, or board ever do.
83% of bank migrations
miss their mark.
Most run over budget.
And when things go wrong?
Customers lose access. Regulators get involved. CEOs go on damage control.
Truist. M&T. VyStar.
It's common for major migrations to hit turbulence.
What breaks?
Entitlements. Data flows. Third-party services. And the client journeys that matter most.
M&A doesn’t reduce the risk —
it multiplies it.
We help banks find these failures before their clients, regulors, or board do.
Our validation isn’t generic — it’s purpose-built for real transitions:
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Funded account testing in live environments
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End-to-end simulation across digital, core, and third-party vendors
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Real-world scenarios pulled from real experience
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Reports that turn into board briefings and audit artifacts
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Built to reduce noise, flag risk, and prove readiness
UPCOMING CRITICAL LAUNCH?
LET'S MAKE SURE IT DOESN'T BREAK...
Say BYE to
Data mismatches and failed workflows
Launch-day drama and surging
call volume
Clients losing trust before day two
Say HELLO to
Proof your board and regulators can trust
Risks surfaced early — while you can still act on it
A rollout so smooth, no one noticed
YOU ONLY GET ONE SHOT AT G0-LIVE.
LET'S MAKE SURE IT LANDS CLEAN.